Codego BaaS IBAN Console

Your IBAN &
payments programme,
one console.

Monitor your virtual IBAN accounts, customers and payment flows — pay-ins, pay-outs and transfers — in real time, under your own brand.

  • Virtual IBAN accounts & balances
  • Pay-ins, pay-outs & transfers ledger
  • Customers, KYC & API / webhooks

Powered by Codego

Whitelabel partner

Sign in

Use your programme administrator credentials.

or

Two-factor

Enter code

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Codego BaaS IBAN Console
Core banking Sandbox

Overview

Your IBAN programme at a glance.

Live
IBAN accounts — — active · view accounts →
Customers — Registered account holders · view customers →
Float account — Funds the whitelabel-borne fees · view movements →
Admin profit wallet — Margin earned on services · view ledger →
Total IBANs—
Active IBANs—
KYC approved—
KYC pending—
Payments · 30 days—
Payments · total—
Plan · set pricing →—

Latest customers

—

Recent payments

—

Billing starts — · Domain —

IBAN accounts

Every virtual IBAN issued under your programme, with its holder, currency and status.

HolderIBANBICBalanceStatusCreated

No IBAN accounts yet.

Customers

Your registered account holders. Click a row to open the full profile with IBANs and payments.

CustomerEmailTypeKYCCountryIBANsJoined

No customers yet.

Customer profile

—

Loading…

Payments

Pay-ins, pay-outs and transfers across your programme — credits in green, debits in red.

ReferenceCustomerType AmountFeeStatusDate

No payments yet.

Float account

Your whitelabel balance — all the fees Codego charges you are debited here: per-service wholesale costs, the monthly platform fee and the minimum commitment. In core-banking mode it also covers a customer's fee when they lack funds. Top-ups are credited by Codego.

Float balance—
Credited (in)—
Debited (out)—
Movements—
DateTypeAmountDescriptionBalance after

No float movements yet.

Admin profit wallet

Your margin on every service charged to a customer — the difference between the price you set (Pricing) and Codego's wholesale cost. It accrues here per transaction.

Total profit—
Entries—
DateServiceMemoCustomer paidYour costProfit

No profit entries yet.

Billing & your account

Fees Codego charges you (the whitelabel) — the monthly platform fee, the Core Banking add-on and the wholesale fee for every IBAN operation. This is where platform & tenant-side fees are debited.

Fees charged · total—
This month—
Monthly platform fee—
Core Banking add-on—

Your plan

DateFeeDescriptionAmount

No fees charged yet.

💡 Where do per-transaction profits go? Your margin (the difference between the price you set for customers and Codego's wholesale cost) is configured in Pricing. Realised per-transaction profit accrual to an admin wallet is a separate ledger — ask Codego to enable it for your programme.

Pricing & your margin

Your cost (what Codego charges you) is fixed. Set the price to your customers for each IBAN operation — your margin is the difference.

Charged to → Customer: the customer pays the fee (debited from their wallet); you keep the margin. Charged to → Your account: you absorb the fee (no charge to the customer).
ServiceUnitYour cost Price to customerCharged toYour margin

No price list configured yet — contact Codego.

Branding

Set your brand — name, colour and logo. This is what your customers see in the hosted KYC flow and on your branded pages. Leave empty to use the default Codego branding.

Brand

Brand name
Brand colour
Logo — light (for dark backgrounds)
Logo — dark (for light backgrounds)

Security

Add a passkey to sign in without a password — Face ID, Touch ID or a security key.

Passkeys

No passkeys yet. Add one to enable passwordless sign-in.

API & Webhooks

Integrate the BaaS IBAN API into your product: create customers, issue virtual IBANs, move money (pay-ins, pay-outs, transfers) and reconcile — all under your brand.

Base URLs

Sandboxhttps://baas-sandbox.codegotech.com/api/v1
Livehttps://baas.codegotech.com/api/v1

Authenticate with your API key in the X-Api-Key header. Live access is IP-allowlisted — send Codego the server IP(s) that will call the API.

Webhook endpoint

We POST IBAN, pay-in / pay-out / transfer and KYC events here. Verify the signature header on your side.

Signing secret

Each delivery carries X-Webhook-Signature: sha256=HMAC_SHA256(rawBody, secret). Recompute with this secret and compare.

Send a test webhook

Save a webhook URL above to enable the test buttons. Each button fires a real, signed sample event at your endpoint so you can see the exact template you'll receive.

Delivery—
Event—

Sample payload sent


        

Documentation

Full reference, authentication and examples: developers.codegotech.com/baas-iban.html →

Sandbox API keys are self-service at apikey-baas-sandbox.codegotech.com →